Free guide from Professor G
The Retirement Roadmap
The ages, the rules and the paycheck plan to know before you retire.
Sound familiar?
The questions I get just about every week.
This guide puts the answers in one place, so you can see the whole road before you're on it.
And underneath all of them, the same question: will my money last? That one comes down to your own numbers, and the worksheet is where you start writing them down.
At a glance
Retirement isn't one date.
It's a string of ages, and each one opens a door.
- 50 catch-up contributions
- 55 the Rule of 55
- 59½ the penalty goes away
- 62 the earliest Social Security
- 63 Medicare starts watching
- 65 Medicare
- 67 full retirement age
- 70 the biggest Social Security check
- 73/75 required withdrawals
Some of these depend on your birth year. This free guide shows you which!
What's inside
Six parts, one guide.
Part 1. Your retirement timeline: the ages that open a door, and what each one means for you. Part 2. Social Security, and when to claim: what claiming early or waiting does to your check for life, and why your spouse's choice matters too. Part 3. Medicare, and health care before 65: your sign-up window, the look-back rule that surprises people, and coverage if you retire early. Part 4. Your retirement paycheck: a common starting point for how much to take, the 3-bucket strategy I like, and the order many retirees pull from their accounts. Part 5. Taxes in retirement: the years when Roth conversions can make sense, and what changes when required withdrawals start. Part 6. Your retirement checklist: what to do 5 or more years out, 1 to 2 years out, and the year you retire. Plus: your retirement worksheet, to fill in with your own dates and numbers.
Make it yours
Then fill in your own dates.
The worksheet at the back turns the rules into your own plan on paper.
Who made it
Professor G.
I'm Nolan Gouveia, and I teach long-term investing on my YouTube channel, Investing Simplified.
I made this because I had all of these rules written down on paper, and they're the questions I get just about every week. So I turned my notes into one guide you can read once and keep next to you while you plan.
Finance professor with an MBA.
1,000+ people coached.
Coming in January
The Retirement Clinic.
Knowing the rules is step one. Putting them together for your own dates, your own accounts and your own taxes is the harder part.
In January, I'm teaching this live for the first time. Together we go from savings to your own written retirement paycheck plan.
When you get the guide, you're on the list, and you'll hear about it before anyone else.
Questions
Before you grab it.
Is it really free?
Yes. Fill in the short form, and it lands in your inbox right away.
Who is it for?
Anyone who wants to see the whole road to retirement before they're on it, and anyone already retired who wants the rules in one place.
Is this financial advice?
No. It's education: the rules and how the math works. Everyone's situation is different, so the choices stay yours.
What's the Retirement Clinic?
A live program I'm teaching for the first time in January. Guide readers hear about it before anyone else.
Get The Retirement Roadmap free.
Read it once, then keep it next to you while you plan.
Nearly half a million YouTube subscribers.